• Up to $5,000 a year to a maximum of $20,000.

• Interest rate is prime plus 1%.

• Interest payments  only until after graduation.

• Payment by Payroll Deduction

• Payment Loans to $45,000 in excess of savings, O.A.C. Competitive Rates

CMHC insured mortgages to 95% of purchase price and Conventional mortgages to 75% of purchase price are available at your credit union.  We offer competitive rates, flexible terms and if your cuurent motgage is maturing at anouther financial institution, we can arrange to transfer it.  Payments can be deducted directly from your credit union chequing account.

• INTERAC DEBIT CARD: Debit card for use at Interac  ATMs and all stores offering the direct payment method. Fees on page one. Visit the Interac site at www.interac.org

• "LOW FEE" MASTERCARD: $12 annual fee, no transaction fees. Cash advances available at the main office, also MASTERCARD GOLD CARD available.  Click on the Mastercard link here or below to get your current balance.

• MONEY ORDERS: Canadian or US dollars to $5,000 each.

• AMERICAN EXPRESS TRAVEL CHEQUES: In Canadian, US or Sterling currencies. No service charge to members, except "Cheques for Two".

• BILL PAYMENT: Over 200 types of bills accepted for payment at our office or check out the easy "pay by telephone" service at no additional charge.

• LONDON TRANSIT BUS TICKETS: Available at the main office.

• PAYROLL DEDUCTIONS: Can be used to pay your loan, your mortgage, to save to contribute to your RRSP.  Check to see of your employer is on the list of those that provide this service.

• DIRECT DEPOSIT: The safe way to have your entire pay deposit into this credit union or pay government deposits, such as Child Tax Credit, Old Age Security, Canada Pension, GST, Superannuation, Income Tax.